Commercial insurance options
Or, quote another product
Get commercial truck insurance today
Commercial insurance options
Or, quote another product
Progressive has supported truckers for over 50 years. In that time, we've grown to be the #1 commercial truck insurance company in America. We provide flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts, and expert support.
Truck insurance is important because it helps protect against accidents and other damages. In many cases, it's also a legal requirement.
Truckers need insurance to cover the cost of repairs, medical expenses, and legal issues that might come up. It can also help with things like cargo protection and roadside assistance. The right coverages can give you peace of mind, on and off the road.
We understand the diverse needs of truckers and provide reliable commercial truck insurance for different types of operations. In particular, we specialize in covering:
Businesses that rely on trucks for work typically need commercial truck insurance. We cover a variety of truckers, including:
Start a truck insurance quote to learn more about getting coverage for your business type.
We offer commercial truck insurance for many types of trucks, including:
Whether you own a small delivery truck or a semi truck, Progressive Commercial has insurance options to protect your assets and provide liability coverage.
In addition to some of the common commercial auto coverages, we offer truckers insurance tailored to your business.
TRUCK COVERAGES
Motor truck cargo insurance protects the goods you haul in a commercial truck. It covers loss or damage caused by accidents, theft, or other risks.
Non-trucking liability insurance protects leased drivers when using their trucks for non-business purposes when not under dispatch. It provides financial protection in case of accidents during personal use.
Trailer interchange insurance is essential for many trucking companies or owner-operators who exchange or haul trailers owned by others. It protects against damages or losses to the trailer while in their care.
Heavy truck roadside assistance is trucking insurance that helps pay for the services you need to get back on the road after a breakdown. It includes towing, winching, battery jump-start, fuel delivery, locksmith services, and flat tire replacement for your truck and attached trailer.
General liability for truckers pays for injuries or property damage you cause as a result of business activities not directly related to operating your truck, such as incorrect product delivery resulting in a client's loss.
Rental reimbursement with downtime can help pay for a vehicle rental and lost income while your truck is being repaired. This coverage is beneficial for businesses that rely on commercial trucks because it minimizes the financial impact of unexpected downtime.
In 2023, Progressive's national average monthly cost for commercial for-hire truck insurance ranged from $767 for specialty truckers to $1,041 for other transportation truckers.‡‡ Remember, these averages aren't necessarily what you'll pay. Your rate will depend on various factors, including:
Customers who buy truck insurance from us get competitive bill plans with low down payment options. They can also avoid interest on monthly installments because we don't rely on outside premium financing.
Learn more about commercial truck insurance cost and how you can find customized coverage at a fair price. Call or start a quote online to discover your exact rate.
We provide state and federal filings for our commercial truck insurance customers. These filings prove to the government that you have sufficient coverage for your vehicle. After you purchase truck insurance and file authority, we'll take care of the rest.
You can get affordable truck insurance through a combination of special discounts† and other programs, such as:
View a list of discounts available for our truck insurance customers, and get a truck insurance quote to learn more about opportunities to save.
Truckers choose Progressive Commercial because we understand their insurance needs. We've earned a strong reputation for offering custom coverage options, affordable rates, and excellent customer service with truck insurance experts. We also provide access to:
Start a truck insurance quote to learn more about how we can help you get the protection you need.
The people covered under a commercial truck insurance policy can vary and are specified in the policy. For example, any employees that drive your trucks (in addition to yourself) are known as "permissive users" and must be listed on your policy.
Filings are usually completed within 48 hours of the request.
It depends. Coverage for the personal use of a commercial truck depends on whether the driver is operating under their own authority or leased to a motor carrier. If they're operating under their own authority, they're covered for all personal use under their policy. If they're leased to a motor carrier, they're usually covered for business use only, but they could get non-trucking liability insurance to cover their personal use.
Bobtail truck insurance is a coverage that protects your truck when it's being driven without a trailer for a business purpose, like a trucker returning to their depot after dropping off a trailer.
Your exact quoting and policy binding time depend on the specifics of your business, but Progressive makes it easy to get trucking insurance fast.
You can get a commercial auto quote online in as little as 7 minutes or call to speak with a truck insurance expert.
Yes, customers with heavy truck roadside assistance coverage have access to towing services.