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    We're the #1 truck insurer in AmericaΔ

    Progressive has supported truckers for over 50 years. In that time, we've grown to be the #1 commercial truck insurance company in America. We provide flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts, and expert support.

    Why is trucking insurance important?

    Truck insurance is important because it helps protect against accidents and other damages. In many cases, it's also a legal requirement.

    Truckers need insurance to cover the cost of repairs, medical expenses, and legal issues that might come up. It can also help with things like cargo protection and roadside assistance. The right coverages can give you peace of mind, on and off the road.

    Types of commercial truckers we insure

    We understand the diverse needs of truckers and provide reliable commercial truck insurance for different types of operations. In particular, we specialize in covering:

    Insure your commercial truck with Progressive Commercial

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    Businesses that need truck insurance

    Businesses that rely on trucks for work typically need commercial truck insurance. We cover a variety of truckers, including:

    • General freight haulers
    • Agriculture haulers
    • Car haulers
    • Dirt, sand, and gravel haulers
    • Expeditors
    • Log haulers
    • Household movers
    • Auto repair shops
    • Towing services
    • Roadside assistance

    Start a truck insurance quote to learn more about getting coverage for your business type.

    Types of trucks we insure

    We offer commercial truck insurance for many types of trucks, including:

    Whether you own a small delivery truck or a semi truck, Progressive Commercial has insurance options to protect your assets and provide liability coverage.

    Get customized truck insurance coverage

    TRUCK COVERAGES

    Motor truck cargo

    Non-trucking liability

    Trailer interchange

    Heavy truck roadside assistance

    General liability for truckers

    Rental reimbursement with downtime

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    Truck insurance cost

    In 2023, Progressive's national average monthly cost for commercial for-hire truck insurance ranged from $767 for specialty truckers to $1,041 for other transportation truckers.‡‡ Remember, these averages aren't necessarily what you'll pay. Your rate will depend on various factors, including:

    • Inspection history
    • Coverage requirements
    • Vehicle type
    • Cargo
    • Operating radius
    • Driving history

    Customers who buy truck insurance from us get competitive bill plans with low down payment options. They can also avoid interest on monthly installments because we don't rely on outside premium financing.

    Learn more about commercial truck insurance cost and how you can find customized coverage at a fair price. Call or start a quote online to discover your exact rate.

    Discounts and other ways to save on truck insurance

    You can get affordable truck insurance through a combination of special discounts and other programs, such as:

    • Smart Haul® Program: Truckers using an electronic logging device (ELD) have the opportunity to save on their Progressive Commercial truck policy by allowing us to access their driving data. New truck customers who participate save an average of $984.**
    • Snapshot ProView®: Drivers without an ELD can automatically save at least 5% on their commercial truck policy just for enrolling.†† It also gives businesses with three or more vehicles access to free fleet management tools.
    • Business Experience Discount: If your business has been up and running for more than three years, you're eligible for a discount.
    • Commercial Driver's License (CDL) Discount: For-hire truckers can easily save on their insurance by having a CDL.

    View a list of discounts available for our truck insurance customers, and get a truck insurance quote to learn more about opportunities to save.

    Why choose truck insurance from Progressive Commercial

    Truckers choose Progressive Commercial because we understand their insurance needs. We've earned a strong reputation for offering custom coverage options, affordable rates, and excellent customer service with truck insurance experts. We also provide access to:

    • 24/7 claims handling: Our customers gain access to 24/7 truck claims handling. Unlike many companies, we have a specialized team of 100% in-house adjusters who manage your repairs from start to finish.
    • Progressive network repair shops: Our truck claims services include an extensive network of trusted pre-approved repair shops that give our trucking customers priority status.

    Start a truck insurance quote to learn more about how we can help you get the protection you need.

    Common questions about truck insurance

    Who is insured under a commercial truck insurance policy?

    How long does it take to get my truck insurance filings?

    Does truck insurance cover personal use?

    What is bobtail truck insurance?

    How fast can I get truck insurance coverage?

    Does commercial truck insurance cover towing?

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    Start a commercial truck insurance quote and protect your vehicle today

    Get a quoteOr, call 1-888-806-9598