Wisconsin Business Insurance
Customized protection for your Wisconsin business
As a small business owner in Wisconsin, you should consider several types of business insurance for financial and legal reasons. Employee injury, customer mishaps and business property damage are a few of the many incidents that can lead to expensive lawsuits and recovery costs.
In 2022, private sector businesses accounted for over 88% of Wisconsin’s 66,500 non-fatal workplace injuries. These types of situations can disrupt your business operations and jeopardize your cash flow, assets and more. Insurance helps minimize these setbacks.
The Progressive Advantage® Business Program can help you get workers’ comp, general liability and more. Our licensed specialists will help you customize a Wisconsin business insurance policy unique to your specific needs.
Types of WI business insurance
How much does business insurance cost in Wisconsin?
The cost of business insurance in Wisconsin depends on a variety of factors, including a business's location, size and coverage needs. For example, a business located in Milwaukee can expect a different rate than one in Green Bay, or a business with employees can expect to pay more than one that doesn’t.
The most influential factor, however, is the type of work that you do. Each industry is exposed to different types of risk, which causes their rates to differ. High-risk professions, like manufacturers and roofing contractors, usually need specialized coverage and can therefore expect to pay more for insurance.
Learn more about the factors that influence your cost, or start an online quote to find out your rate.
Wisconsin business insurance requirements
Wisconsin state law requires businesses that regularly employ three or more employees to carry workers’ compensation insurance. Different requirements exist for farmers and businesses without regular employees. Employers must get coverage through an insurance carrier unless they qualify for self-insurance. Learn more about workers’ compensation in Wisconsin.
While other business insurance, like general liability, isn’t required by state law, prospective clients might require coverage before you can begin working with them. Landlords will likely require that you have insurance before leasing a commercial building or property.
Resources for Wisconsin small business owners:
Wisconsin professions we insure
We help small business owners from a wide variety of industries, including these common professions:
Browse more examples of professions we insure.
Why choose Progressive?
Business insurance for all Wisconsin cities
We can customize business insurance in all Wisconsin cities, including, but not limited to:
More information