Pilates Instructor Insurance

Basic Pilates instructor insurance coverage:

General Liability

General liability insurance is a common coverage for Pilates instructors. It protects against accidents and lawsuits that result from business operations. For example, a member slips on a wet floor and is injured. General liability can help pay for their medical expenses.

Professional Liability

Also known as errors and omissions (E&O) insurance, professional liability insurance is a common coverage among Pilates instructors that protects against claims of negligence. For example, a client claims that your failure to instruct them on how to properly use a Pilates reformer led to their injury during class. E&O insurance could cover your legal fees if they chose to sue.

Other Pilates insurance you might need:

Business Owners Policy (BOP)

A BOP combines liability with coverage for your property into one manageable policy.

Workers’ Compensation

If you have employees, you are almost always required to carry workers’ comp. It protects against injuries and illnesses that can occur on the job.